Responsible trading on Fundzoria
A challenge tests discipline as much as skill.
Fundzoria accounts are simulated, but the habits you build on them are real. This guide sets out what you are responsible for, what Fundzoria commits to, and the habits that keep an account inside its limits.
- Accounts: virtual funds, simulated execution
- Advice: none, every trading decision is yours
- Eligibility: 18 or older
- Stop loss: optional, strongly recommended
- Trading rules: recorded with your account when it is issued
What a simulated account is, and is not
| It is | It is not |
|---|---|
| A virtual account with simulated execution | A deposit, an investment or cash held for you |
| A test of your trading against clear limits | A broker account: orders do not reach a real market |
| Eligible for performance rewards on a Real account, after verification and review | A balance you can withdraw |
Real markets can involve slippage, gaps, liquidity limits, rejected orders and changing costs, and a simulation may not reproduce them fully. Past results and passed evaluations do not predict future outcomes.
Your responsibilities
Platform information and tools support evaluation and practice. They are not personalised investment advice or a recommendation to buy or sell anything.
Leverage increases exposure compared with your margin. Equity can change quickly, and floating losses can breach an account before a position is closed.
Keep your login details to yourself. You are responsible for activity on your account, and account sharing is a hard breach.
You must be at least 18, with one profile registered with accurate personal details.
What Fundzoria commits to
- Clear rules for every program, shown on its program page and in the rulebook before you buy. Current rules last updated: 10 October 2026.
- The trading rules recorded for your account (targets, loss limits, trading days, inactivity and leverage) stay attached to it. Rule changes apply to accounts issued after the effective date. Reward terms such as payout cycles, shares and fees follow the current programme settings.
- Live objectives in the dashboard and terminal, so you can see where you stand at any time.
- A review of every payout request. If a request is declined, the profit is returned to the account.
Size trades to your limits
Work out the loss before you enter, not after. On a $100K 2-Step Standard account:
| Figure | Amount |
|---|---|
| Daily loss allowance (5%) | $5,000 |
| Value of one pip on 1.00 lot of EUR/USD | $10 |
| A 20-pip stop loss on 1.00 lot | $200 |
| 20 lots: move that uses the whole daily allowance | About 25 pips |
The risk calculator form in the terminal does this for you: enter the amount or percentage you are prepared to lose and your stop loss, and it sets the volume.
Staying on track
- Decide how much you are willing to lose before each entry, and keep each trade small compared with the daily limit.
- Use a stop loss. It is optional, but limits are checked as prices move, so an unprotected position can breach the account before you react.
- Count open losses, not only closed ones: limits are checked on equity.
- Check the economic calendar before your session.
- Take a break after a run of losses rather than trading to win it back.
Some trading patterns are soft breaches. A first case keeps the account open but can exclude trades:
Scripts, macros, browser automation or any tool that places, changes or closes orders automatically.
How is it calculated?
- First case: a warning, and the affected trades are excluded from results
- Repeated use: hard breach
More than 200 orders in one trading day, or rapid-fire order placement designed to game execution.
How is it calculated?
- First case: a warning, and the day’s affected trades may be excluded
- Repeated: hard breach
Risking most of your loss allowance on one one-sided idea: a single oversized position, or several in the same direction, that a small move would breach.
How is it calculated?
- Example: on a $100K 2-Step Standard account, 20 lots of EUR/USD lose the full $5,000 daily allowance on a move of about 25 pips
- First case: a warning, and the affected trades may be excluded
- Repeated: hard breach
Frequently Asked Questions
Is Fundzoria investment advice?
No. Fundzoria’s information and tools are not personalised investment advice or a recommendation to buy or sell any instrument. Every trading decision is yours.
Can I lose money on a Fundzoria account?
Trading results are simulated with virtual funds, so trading losses are not taken from you. The challenge fee is a real payment and is not refundable once the account is issued.
Do I have to use a stop loss?
No, but it is strongly recommended. Limits are checked on equity as prices move.
What happens if I risk most of my allowance on one trade?
It can be treated as all-in gambling: a first case is a soft breach with a warning, and the affected trades may be excluded. Repeating it can be a hard breach.
Who can use Fundzoria?
People aged 18 or older, with one profile each, where sanctions or local law do not forbid it.