Every rule in full: breaches, prohibited strategies, rewards and how each limit is calculated.
Trading stops, pending orders are cancelled and open positions are closed. The account cannot continue.
The account stays open. Affected trades or profit are excluded and a warning is recorded.
An objective you must meet to complete a phase. Missing it never closes the account.
The key limits of every program side by side. Select a program name to open its detailed rules.
| Rule | |||||
|---|---|---|---|---|---|
| Evaluation phases | 2 | 2 | 2 | 1 | None |
| Profit target | 8% → 5% | 10% → 8% | 6% → 6% | 12% | None |
| Daily loss limit | 5% | 4% | 3% | 3% | None |
| Maximum loss | 10% static | 12% static | 6% static | 12% static | 6% trailing |
| Minimum trading days | 3 per phase | 1 per phase | 0 per phase | 0 | 3 |
| Inactivity limit | 60 days | 60 days | 60 days | 60 days | 60 days |
| Time limit | None | None | None | None | None |
| Short-duration rule | None | None | None | None | None |
| Forex leverage | 1:100 | 1:100 | 1:100 | 1:100 | 1:50 |
| Metals leverage | 1:50 | 1:50 | 1:50 | 1:50 | 1:25 |
| Crypto leverage | 1:2 | 1:2 | 1:2 | 1:2 | 1:2 |
| Account sizes | $5K · $10K · $25K · $50K · $100K | $5K · $10K · $25K · $50K · $100K | $5K · $10K · $25K · $50K · $100K · $200K | $5K · $10K · $25K · $50K · $100K | $5K · $10K · $25K · $50K · $100K · $200K |
Choose your program. Every limit shows its value, what it means and a worked example.
The classic two-phase evaluation with the biggest daily loss limit.
Worked examples use a $100,000 2-Step Standard account.
Reach the target in closed profit, with every position closed, to complete each phase.
Floating profit on open positions does not count until the position is closed.
Each new phase starts again at $100,000, and so does the funded simulation stage.
Equity may not fall more than 5% of the initial balance below the day’s opening balance. Floating P/L counts.
The allowance is always 5% of the initial balance, even after your balance grows. Touching the level counts as a breach.
The day resets every day at 02:00 UTC. The new day starts from your balance at that moment, so floating losses on positions held past midnight count towards the new day.
Equity must stay above a fixed floor 10% below the initial balance for the life of the account.
If equity touches $90,000 or lower at any moment, including floating losses, the account is breached.
Trade on at least 3 separate days in each phase before you can pass, even if the target is reached sooner.
A trading day runs from 02:00 UTC to 02:00 UTC the next day.
The count starts again from zero in each phase.
Place an order or close a position at least once every 60 days. An open position on its own does not count as activity.
The timer restarts whenever you place an order, market or pending, or a position closes, including by stop loss or take profit.
There is no maximum time limit while the account stays active.
Metals 1:50, crypto 1:2 and stocks 1:5. Leverage sets the margin you need to open a position.
Margin = lots × contract size × price ÷ leverage for markets quoted in USD. For pairs with USD as the base currency the price is not applied, and for cross pairs (such as EUR/JPY) the base currency’s USD value is used in place of the price.
Prices in this example are illustrative.
Two phases with the biggest maximum loss and a single trading day minimum.
Worked examples use a $100,000 2-Step Flex account.
Reach the target in closed profit, with every position closed, to complete each phase.
Floating profit on open positions does not count until the position is closed.
Each new phase starts again at $100,000, and so does the funded simulation stage.
Equity may not fall more than 4% of the initial balance below the day’s opening balance. Floating P/L counts.
The allowance is always 4% of the initial balance, even after your balance grows. Touching the level counts as a breach.
The day resets every day at 02:00 UTC. The new day starts from your balance at that moment, so floating losses on positions held past midnight count towards the new day.
Equity must stay above a fixed floor 12% below the initial balance for the life of the account.
If equity touches $88,000 or lower at any moment, including floating losses, the account is breached.
Trade on at least 1 separate days in each phase before you can pass, even if the target is reached sooner.
A trading day runs from 02:00 UTC to 02:00 UTC the next day.
The count starts again from zero in each phase.
Place an order or close a position at least once every 60 days. An open position on its own does not count as activity.
The timer restarts whenever you place an order, market or pending, or a position closes, including by stop loss or take profit.
There is no maximum time limit while the account stays active.
Metals 1:50, crypto 1:2 and stocks 1:5. Leverage sets the margin you need to open a position.
Margin = lots × contract size × price ÷ leverage for markets quoted in USD. For pairs with USD as the base currency the price is not applied, and for cross pairs (such as EUR/JPY) the base currency’s USD value is used in place of the price.
Prices in this example are illustrative.
Equal 6% targets in both phases and no minimum trading days.
Worked examples use a $100,000 2-Step Pro account.
Reach the target in closed profit, with every position closed, to complete each phase.
Floating profit on open positions does not count until the position is closed.
Each new phase starts again at $100,000, and so does the funded simulation stage.
Equity may not fall more than 3% of the initial balance below the day’s opening balance. Floating P/L counts.
The allowance is always 3% of the initial balance, even after your balance grows. Touching the level counts as a breach.
The day resets every day at 02:00 UTC. The new day starts from your balance at that moment, so floating losses on positions held past midnight count towards the new day.
Equity must stay above a fixed floor 6% below the initial balance for the life of the account.
If equity touches $94,000 or lower at any moment, including floating losses, the account is breached.
Trade on at least 0 separate days in each phase before you can pass, even if the target is reached sooner.
A trading day runs from 02:00 UTC to 02:00 UTC the next day.
The count starts again from zero in each phase.
Place an order or close a position at least once every 60 days. An open position on its own does not count as activity.
The timer restarts whenever you place an order, market or pending, or a position closes, including by stop loss or take profit.
There is no maximum time limit while the account stays active.
Metals 1:50, crypto 1:2 and stocks 1:5. Leverage sets the margin you need to open a position.
Margin = lots × contract size × price ÷ leverage for markets quoted in USD. For pairs with USD as the base currency the price is not applied, and for cross pairs (such as EUR/JPY) the base currency’s USD value is used in place of the price.
Prices in this example are illustrative.
One phase, one target and no minimum trading days.
Worked examples use a $100,000 1-Step Flex account.
Reach the target in closed profit, with every position closed, to complete the evaluation.
Floating profit on open positions does not count until the position is closed.
The funded simulation stage starts again at $100,000.
Equity may not fall more than 3% of the initial balance below the day’s opening balance. Floating P/L counts.
The allowance is always 3% of the initial balance, even after your balance grows. Touching the level counts as a breach.
The day resets every day at 02:00 UTC. The new day starts from your balance at that moment, so floating losses on positions held past midnight count towards the new day.
Equity must stay above a fixed floor 12% below the initial balance for the life of the account.
If equity touches $88,000 or lower at any moment, including floating losses, the account is breached.
Trade on at least 0 separate days before you can pass, even if the target is reached sooner.
A trading day runs from 02:00 UTC to 02:00 UTC the next day.
Place an order or close a position at least once every 60 days. An open position on its own does not count as activity.
The timer restarts whenever you place an order, market or pending, or a position closes, including by stop loss or take profit.
There is no maximum time limit while the account stays active.
Metals 1:50, crypto 1:2 and stocks 1:5. Leverage sets the margin you need to open a position.
Margin = lots × contract size × price ÷ leverage for markets quoted in USD. For pairs with USD as the base currency the price is not applied, and for cross pairs (such as EUR/JPY) the base currency’s USD value is used in place of the price.
Prices in this example are illustrative.
No evaluation. Start directly on a funded simulation account.
Worked examples use a $100,000 Zero account.
Zero opens directly in the funded simulation stage, so there is no target to reach.
Zero has no daily loss limit. Only the trailing maximum loss applies to your equity.
The floor starts 6% below the initial balance, rises with your highest closed balance and stops at the initial balance.
The floor follows your highest closed balance, not floating profit, and it does not move down while you trade. When you request a payout, the balance goes back to the initial balance and the floor returns to 6% below it.
If equity touches the floor or lower at any moment, the account is breached.
Trading days are recorded on your funded simulation account. At least 3 trading days are needed before results are reviewed.
A trading day runs from 02:00 UTC to 02:00 UTC the next day.
Place an order or close a position at least once every 60 days. An open position on its own does not count as activity.
The timer restarts whenever you place an order, market or pending, or a position closes, including by stop loss or take profit.
There is no maximum time limit while the account stays active.
Metals 1:25, crypto 1:2 and stocks 1:5. Leverage sets the margin you need to open a position.
Margin = lots × contract size × price ÷ leverage for markets quoted in USD. For pairs with USD as the base currency the price is not applied, and for cross pairs (such as EUR/JPY) the base currency’s USD value is used in place of the price.
Prices in this example are illustrative.
When you can trade, how much margin a position needs and what each instrument costs.
While a market is closed, new orders cannot be placed, and stop loss, take profit and pending orders do not trigger until it reopens. They are then filled at the first available price, which can be worse than the level you set.
| Market | 2-Step Standard | 2-Step Flex | 2-Step Pro | 1-Step Flex | Zero |
|---|---|---|---|---|---|
| Forex | 1:100 | 1:100 | 1:100 | 1:100 | 1:50 |
| Metals | 1:50 | 1:50 | 1:50 | 1:50 | 1:25 |
| Crypto | 1:2 | 1:2 | 1:2 | 1:2 | 1:2 |
| Stocks | 1:5 | 1:5 | 1:5 | 1:5 | 1:5 |
Metals leverage applies to gold and silver. Crypto and stock leverage is the same on every program. Margin = lots × contract size × price ÷ leverage for markets quoted in USD. For pairs with USD as the base currency the price is not applied, and for cross pairs (such as EUR/JPY) the base currency’s USD value is used in place of the price.
Market, limit and stop orders, each with an optional stop loss and take profit.
0.01 to 20.00 lots per order, in steps of 0.01.
Up to 100 open positions and pending orders combined on one account.
Buys fill at the ask and sells at the bid. There is no commission: the spread is the only trading cost. Stop loss and take profit trigger on the closing side of the spread (bid for buys, ask for sells). Limit and stop orders trigger on the side they fill at (ask for buy orders, bid for sell orders). Take profit and limit orders fill at exactly their price. A stop loss or stop order fills at the first available price once triggered: usually its price or very close to it, but when the price gaps past it, for example at the weekend reopen, a session open or a news release, it fills at the first price after the gap, which can be worse. Market orders and manual closes fill at the server’s current quote, which can differ from the price on your screen; in a very fast market they can fill slightly worse than that quote, never better.
A market order needs enough free margin for its margin. A triggered pending order without enough margin is rejected.
If equity falls to 50% of the margin in use or lower, open positions are closed and the account is breached.
| Instrument | Market | 1.00 lot | Pip size | Typical spread |
|---|---|---|---|---|
| EUR/USDEuro / US Dollar | Forex | 100,000 EUR | 0.0001 | 0.6 pips |
| GBP/USDBritish Pound / US Dollar | Forex | 100,000 GBP | 0.0001 | 0.7 pips |
| USD/JPYUS Dollar / Japanese Yen | Forex | 100,000 USD | 0.01 | 0.7 pips |
| AUD/USDAustralian Dollar / US Dollar | Forex | 100,000 AUD | 0.0001 | 0.7 pips |
| USD/CADUS Dollar / Canadian Dollar | Forex | 100,000 USD | 0.0001 | 0.9 pips |
| USD/CHFUS Dollar / Swiss Franc | Forex | 100,000 USD | 0.0001 | 0.9 pips |
| NZD/USDNew Zealand Dollar / US Dollar | Forex | 100,000 NZD | 0.0001 | 0.8 pips |
| EUR/JPYEuro / Japanese Yen | Forex | 100,000 EUR | 0.01 | 1.2 pips |
| GBP/JPYBritish Pound / Japanese Yen | Forex | 100,000 GBP | 0.01 | 2 pips |
| AUD/JPYAustralian Dollar / Japanese Yen | Forex | 100,000 AUD | 0.01 | 1.2 pips |
| CAD/JPYCanadian Dollar / Japanese Yen | Forex | 100,000 CAD | 0.01 | 1.5 pips |
| CHF/JPYSwiss Franc / Japanese Yen | Forex | 100,000 CHF | 0.01 | 2 pips |
| NZD/JPYNew Zealand Dollar / Japanese Yen | Forex | 100,000 NZD | 0.01 | 1.5 pips |
| EUR/GBPEuro / British Pound | Forex | 100,000 EUR | 0.0001 | 0.8 pips |
| EUR/CHFEuro / Swiss Franc | Forex | 100,000 EUR | 0.0001 | 1 pips |
| EUR/AUDEuro / Australian Dollar | Forex | 100,000 EUR | 0.0001 | 1.4 pips |
| EUR/CADEuro / Canadian Dollar | Forex | 100,000 EUR | 0.0001 | 1.4 pips |
| EUR/NZDEuro / New Zealand Dollar | Forex | 100,000 EUR | 0.0001 | 2 pips |
| GBP/CHFBritish Pound / Swiss Franc | Forex | 100,000 GBP | 0.0001 | 1.6 pips |
| GBP/AUDBritish Pound / Australian Dollar | Forex | 100,000 GBP | 0.0001 | 1.8 pips |
| GBP/CADBritish Pound / Canadian Dollar | Forex | 100,000 GBP | 0.0001 | 1.8 pips |
| AUD/CADAustralian Dollar / Canadian Dollar | Forex | 100,000 AUD | 0.0001 | 1.2 pips |
| AUD/NZDAustralian Dollar / New Zealand Dollar | Forex | 100,000 AUD | 0.0001 | 1.4 pips |
| USD/MXNUS Dollar / Mexican Peso | Forex | 100,000 USD | 0.0001 | 30 pips |
| USD/ZARUS Dollar / South African Rand | Forex | 100,000 USD | 0.0001 | 60 pips |
| USD/SGDUS Dollar / Singapore Dollar | Forex | 100,000 USD | 0.0001 | 1.8 pips |
| USD/NOKUS Dollar / Norwegian Krone | Forex | 100,000 USD | 0.0001 | 30 pips |
| USD/SEKUS Dollar / Swedish Krona | Forex | 100,000 USD | 0.0001 | 30 pips |
| USD/PLNUS Dollar / Polish Zloty | Forex | 100,000 USD | 0.0001 | 15 pips |
| XAU/USDGold | Metals | 100 oz | 0.1 | $20.00 per lot |
| XAG/USDSilver | Metals | 5,000 oz | 0.01 | $100.00 per lot |
| BTC/USDBitcoin | Crypto | 1 BTC | 1 | $10.00 per lot |
| ETH/USDEthereum | Crypto | 1 ETH | 0.1 | $1.00 per lot |
| XRP/USDXRP | Crypto | 1,000 XRP | 0.0001 | $0.70 per lot |
| BNB/USDBNB | Crypto | 1 BNB | 0.01 | $0.40 per lot |
| DOGE/USDDogecoin | Crypto | 10,000 DOGE | 0.00001 | $0.40 per lot |
| LTC/USDLitecoin | Crypto | 10 LTC | 0.01 | $0.30 per lot |
| ADA/USDCardano | Crypto | 1,000 ADA | 0.0001 | $0.13 per lot |
| LINK/USDChainlink | Crypto | 100 LINK | 0.001 | $0.70 per lot |
| AVAX/USDAvalanche | Crypto | 100 AVAX | 0.001 | $0.60 per lot |
| AAPLApple | Stocks | 10 shares | 0.01 | $0.60 per lot |
| MSFTMicrosoft | Stocks | 10 shares | 0.01 | $1.00 per lot |
| NVDANVIDIA | Stocks | 10 shares | 0.01 | $0.50 per lot |
| TSLATesla | Stocks | 10 shares | 0.01 | $0.80 per lot |
| AMZNAmazon | Stocks | 10 shares | 0.01 | $0.50 per lot |
| METAMeta Platforms | Stocks | 10 shares | 0.01 | $1.50 per lot |
| GOOGLAlphabet | Stocks | 10 shares | 0.01 | $0.70 per lot |
| NFLXNetflix | Stocks | 10 shares | 0.01 | $0.20 per lot |
Fundzoria is built for manual, independent trading. These rules apply to every program unless stated.
Each practice below has a definition, an example and the consequence. Hard breaches end the account; soft breaches start with a warning.
Every rule on this page is labelled. Here is exactly what each label means for your account.
Pay for a challenge in crypto through NOWPayments on the Billing page and the account is issued automatically once the network confirms the payment, or redeem a coupon code to activate it straight away.
Each person may hold one Fundzoria profile, registered with accurate personal details.
You must be at least 18 years old to use Fundzoria.
Access may be restricted where sanctions or local law require it.
Active Zero accounts are limited to $200,000 combined per trader. A new Zero account cannot be issued if it would exceed this limit.
Keep your login details private and use a unique password. You are responsible for activity on your account.
All trading takes place on the Fundzoria web terminal. No external platform can be connected.
All Fundzoria accounts use virtual funds and simulated execution. Orders are not sent to a real market.
Real (funded and Zero) accounts can request a reward of up to the trader share of your chosen payout cycle: weekly, bi-weekly or monthly, shown on the Rewards page. The first payout opens one full cycle after the account becomes funded; after that, payouts open at the end of each cycle once you have 3 profitable days (at least 0.25% of the starting balance) since your last payout. Zero accounts need 5 profitable days (each at least 0.25% of the starting balance) before their first payout, then 3 profitable days between payouts like the other programs, and must keep the 40% best-day consistency rule on every payout. Your share must be at least $100, a $3 processing fee is deducted, and rewards are paid in USDT (BEP20 or TRC20) to your saved payout wallet after identity verification and review.
Challenge fees are paid in crypto through NOWPayments (card payments are not offered) or with a coupon code. Network and processing fees are shown before you pay. See the refund policy for details.
Every payout request is reviewed. A request that breaks the trading rules can be declined, and the profit is returned to the account. Changing your payout wallet needs two-factor authentication and pauses payouts for 48 hours; more than one change in 30 days needs manual verification.
Read more in our pricing and refund policy and risk disclosure.
No. There is no maximum time limit. The account only needs an order or a closed position at least once every 60 days.
Yes. Daily and maximum loss are checked against equity, which includes floating P/L on open positions. The spread is already included in every fill.
At 02:00 UTC every day. The daily loss baseline and the trading-day count both use this day.
Yes. Targets are measured on closed profit, and a phase is passed only with every position closed and the program’s minimum trading days, if any, completed.
Yes. Each new phase, and the funded simulation stage, starts at the initial balance with a fresh trading-day count.
Zero: no single day may exceed 40% of total profit, and you need 5 profitable days of at least 0.25% of the starting balance before a reward review. The other programs have no best-day consistency rule.
Yes on evaluation (Demo) accounts. On Real accounts (funded and Zero), new market orders, new pending orders and any change to an existing pending order are blocked from 2 minutes before to 2 minutes after a high-impact release that affects the instrument. You can still close positions, and holding through news is allowed.
Yes, on every program. Forex and metals reopen on Sunday at 22:00 UTC, and a gap can fill your stop loss or stop orders at a worse price than set. Take profit and limit orders fill at their set price.
No. The Fundzoria web terminal is built for manual trading, and scripts or tools that place orders automatically are not allowed.
A hard breach ends the account: trading stops, pending orders are cancelled and open positions are closed. A soft breach keeps the account open, but affected trades or profit are excluded.
Yes, for Real (funded and Zero) accounts. You can request the trader share for your payout cycle (weekly, bi-weekly or monthly): the first payout opens one cycle after the account is funded, then at the end of each cycle once you have 3 profitable days since your last payout. The minimum share is $100, a $3 fee is deducted, and rewards are paid in USDT (BEP20 or TRC20) after identity verification and review.
Trading rules (profit targets, loss limits, trading days, inactivity and leverage) recorded for an existing account stay attached to it. Reward terms such as payout cycles, profit shares, fees, fee refunds and scaling follow the current programme settings.
Compare the programs and their objectives, or redeem a coupon code from our team to activate your account.